Five Boroughs Finance logoFive BoroughsFinance
Funding $5K – $5M • 24-hour decisions

Fast Business Funding for Growing Companies

Access $5,000 to $5,000,000 in business funding with a simple application process, quick decisions, and funding available in as little as 24 hours.

Get Pre-Qualified Email a Funding SpecialistApply Now
$5M
Max funding
24 hrs
To funding
8
Programs
10+
Industries
Fast Decisions
Funding in 24 hours
Flexible Programs
Dedicated Specialists
About Five Boroughs

Funding Solutions Built for Business Owners

At Five Boroughs Finance, we help business owners secure the capital they need to grow, expand, manage cash flow, purchase equipment, hire employees, and seize new opportunities. Our streamlined process and commitment to client success make obtaining business funding simple and efficient.

  • Plain-English terms
  • Specialist matched to your industry
  • Multiple options from one application
  • Confidential business funding request
$5M
Maximum funding amount available across our programs.
8 Programs
From MCAs to SBA financing — one application surfaces every option you qualify for.
24-hour funding
Once approved, capital can hit your account the same day.
One specialist
Start to finish — you'll know your funding specialist by name.
Funding Solutions

Capital strategies for every stage

Eight purpose-built programs. We match you with the one that actually fits your business.

Merchant Cash Advances

Get an advance based on future credit card sales. Flexible payments that flow with your revenue.

  • No fixed monthly payment
  • Approval in hours
  • Funding in 24 hours

Working Capital Solutions

Cover day-to-day expenses, payroll, and inventory without disrupting cash flow.

  • $5K–$5M available
  • Short-term flexibility
  • Use funds however you need

Revenue-Based Financing

Repay as a small percentage of monthly revenue — perfect for seasonal businesses.

  • Aligned with cash flow
  • No collateral required
  • Quick approvals

Business Lines of Credit

Draw what you need, when you need it. Only pay for what you use.

  • Revolving access
  • Build credit history
  • Always-on capital

Equipment Financing

Finance the trucks, machinery, and tools that grow your business.

  • Up to 100% financing
  • Tax-friendly structures
  • Fast approvals

Term Loans

Fixed funding with predictable payments for long-term growth investments.

  • Predictable terms
  • Competitive rates
  • Larger funding amounts

SBA Financing

Government-backed loans with attractive rates and longer repayment terms.

  • Lower rates
  • Longer terms
  • Higher amounts

Debt Consolidation

Combine multiple positions into one simple, manageable payment.

  • Lower payments
  • Improved cash flow
  • Simplified finances
Industries We Serve

Funding tailored to your industry

From job-site to dining room — we understand the cash flow rhythms that matter.

Construction
Roofing
Landscaping
Transportation
Restaurants
Auto Repair
Retail
Healthcare
Manufacturing
Professional Services
How It Works

A funding process that respects your time

Three steps. Most clients move from application to funded in under a week.

01

Apply

Complete a simple online application in minutes. Confidential and no obligation to move forward.

02

Review

Our specialists review your business profile and funding needs, then present matched offers.

03

Fund

Choose your program. Receive funding quickly and move your business forward.

Simple Underwriting

All we need is two things

No tax returns. No P&L. No mountain of paperwork. To underwrite your file and present real funding offers, we only ask for the last 4 months of business bank statements and a one-page application.

Start My Application
Last 4 Months
Business Bank Statements

PDFs straight from your bank. Personal accounts not required.

One-Page
Application

Basic business details. Takes about 3 minutes to complete.

That's the entire underwriting package. Most clients get matched offers the same business day.
Why Choose FBC

Built on speed, trust, and long-term partnership

Fast Turnaround Times

Decisions in hours, not weeks.

Flexible Funding Options

Eight programs tailored to your needs.

Personalized Service

Real specialists, not a 1-800 queue.

Transparent Process

Clear terms. No surprises. Ever.

Growth-Focused

Funding strategies built to scale you.

Wide Industry Coverage

From construction to healthcare.

Ongoing Support

We stay with you well past funding.

Dedicated Specialists

One point of contact, start to finish.

Client Stories

Trusted by operators across the country

"Five Boroughs got us $250K in three days. We landed a contract we couldn't have touched otherwise. They picked up the phone every single time."
Marcus Reilly
Owner, Reilly Construction Group
"I needed working capital fast after a slow winter. They funded us inside of 24 hours and walked me through every option. Total professionals."
Sofia Marchetti
Owner, Bella Cucina Trattoria
"Equipment financing for two new trucks closed in a week. My specialist actually understood landscaping cash flow."
Devon Carter
Owner, Carter Outdoor Co.
"Honest, fast, and they didn't disappear after the deal closed. I've come back twice and recommended them to four shops."
Anthony Russo
Owner, Russo Auto & Tire
Get Pre-Qualified

Not ready to apply? Start here

Answer a few quick questions — no documents, no signature, no obligation. A funding specialist will review your business and let you know which programs may be a fit.

About 60 seconds
Seven quick questions.
No paperwork yet
Statements only if you move forward.
Confidential
Your details stay private.
60 SEC

Quick pre-qualification

No documents required at this step and no obligation to move forward. Ready to move fast? Complete the full application.

Five Boroughs Finance LLC is a commercial financing brokerage and is not a bank. We connect business owners with third-party funding providers. Approval, funding amounts, costs, rates, factor rates, repayment terms, and eligibility are determined by the applicable funding provider and are subject to underwriting. Submitting a request does not guarantee approval or funding.

Apply Now

Complete & sign your application

Fill out and electronically sign the full funding application right here, upload your last 4 months of business bank statements, and a specialist will reach out — typically within 4 business hours.

Email a specialist
submissions@fiveboroughsfinance.com
Secure & confidential
Your information stays private.
One-step submission
Signed PDF application + statements sent together.
01

Business Information

02

Funding Request

03

Owner Information

Owner 1
04

Bank Statements

PDF or image files, up to 6 files and 15 MB each. Files are uploaded over an encrypted connection and stored privately.

05

Authorization & Signature

By signing below, each listed business and business owner/officer ("you") certifies that all information and documents submitted with this application are true, correct and complete. You authorize Five Boroughs Finance LLC and its representatives, successors, assigns and designees ("Recipients") that may be involved with commercial financing having daily repayment features or purchases of future receivables, including Merchant Cash Advance transactions: (1) to obtain consumer or personal, business and investigative reports about you, including credit card processor and bank statements, from consumer reporting agencies such as TransUnion, Experian and Equifax; (2) to obtain credit card processor and bank statements from banks, creditors and other third parties; (3) to transmit this application and the related information to any or all Recipients for those purposes; (4) to authorize any creditor or financial institution to release information relating to you to Five Boroughs Finance LLC and the Recipients; and (5) to contact you by email, call and/or text message at the email address and phone number provided above, including wireless numbers, even if listed on a Do-Not-Call registry, using an automated dialing system, regarding this application and future funding opportunities.

Owner 1 Signature

Draw your signature above using your mouse or finger.

Submitting generates a signed PDF application that is transmitted securely to our underwriting desk along with any documents you upload. See our Privacy Policy and Terms of Use.

Five Boroughs Finance LLC is a commercial financing brokerage and is not a bank. We connect business owners with third-party funding providers. Approval, funding amounts, costs, rates, factor rates, repayment terms, and eligibility are determined by the applicable funding provider and are subject to underwriting. Submitting an application does not guarantee approval or funding.

FAQ

Answers before you apply

How much funding can I qualify for?

Most clients qualify for between $5,000 and $5,000,000 depending on monthly revenue, time in business, and the funding program selected. Your specialist will walk you through the maximum you qualify for during your consultation.

How quickly can I receive funding?

Pre-qualification typically takes a few hours. Once approved and documentation is complete, funds can be deposited in as little as 24 hours.

What documents are required?

To underwrite your file, all we need is a simple one-page application and your last 4 months of business bank statements. That's it. Larger or SBA programs may request additional financials.

Can startups apply?

Yes. While most of our programs require at least 6 months in business, we have options designed for newer businesses and growing startups.

What industries do you work with?

We fund construction, roofing, landscaping, transportation, restaurants, auto repair, retail, healthcare, manufacturing, professional services, and many more.

How does the application process work?

Apply online in minutes, our specialists review your profile and present tailored funding options, then you choose the program that fits and we fund — often within 24 hours.

Ready to grow your business?

Speak with a funding specialist today and explore funding options designed to help your business succeed.

Apply Now submissions@fiveboroughsfinance.com